Licensing

M&K Agency Inc is a licensed insurance agency in the State of Florida. Florida Agency License #L109526, Agency NPN #19586268. Agent in Charge: Mikhail Kozlov, Florida License #W639521, NPN #17798891.

Office: 33550 South Dixie Highway, Ste 102, Florida City, FL 33034. Phone: (305) 247-8877.

License status can be verified through the Florida Department of Financial Services licensee search at licenseesearch.fldfs.com.

Carrier Relationships

Insurance products are offered through insurance carriers with which the agency and its agents hold appointments. All trademarks and brand names belong to their respective owners. This website is operated by M&K Agency Inc and is not the official website of any insurance carrier.

No Coverage Bound

Nothing on this website binds, changes, or extends insurance coverage. Coverage cannot be bound, amended, or cancelled through this website, by email, by text message, or by voicemail. No coverage is in effect until confirmed in writing by the insurance company.

Quotes Are Estimates

Premium quotes and rate information are estimates only, based on the information you provide. Final rates and eligibility are determined by the insurance company after underwriting review and are subject to its terms, conditions, and availability. Discounts are subject to eligibility requirements and may vary.

AI Chat Assistant

The “Chat with Mike” feature is an AI-assisted tool intended to answer general questions and route requests to a licensed agent. Its responses are for general informational purposes only, do not constitute insurance, legal, or financial advice, and do not bind coverage or create an agent-client relationship. Coverage questions must be confirmed with a licensed agent.

Communications, Calls, and Text Messages

By submitting a form with your consent, you authorize us to contact you by phone, text message (SMS), and email regarding your inquiry, including via automated technology. Consent is not a condition of purchase. Message frequency varies; message and data rates may apply. Reply STOP to cancel text messages or HELP for help. See our Privacy Policy for details.

Translations

This website is offered in English, Spanish, and Russian. Translations are provided for convenience only. In the event of any conflict or discrepancy, the English-language version controls. Insurance policies and related documents are issued in English.

Contact

Questions about these disclosures: mikhailkozlov@allstate.com or (305) 247-8877.