Coverage

Business Owners Policy (BOP)

A bundled policy combining property and liability coverage at a better price than buying separately.

A Business Owners Policy packages general liability with commercial property coverage — protecting your building, equipment, and inventory alongside your liability exposure — usually at a lower combined cost than two separate policies.

It's a strong fit for small to mid-sized businesses: retail shops, offices, and restaurants that own or lease a physical space.

• Commercial property coverage
• General liability coverage
• Business interruption coverage
• Optional add-ons: equipment breakdown, cyber, more