Coverage
Uber & Lyft (Rideshare) Insurance in Florida
Coverage built for the gap between your personal policy and what Uber/Lyft provide.
Mon–Fri 9am–6pm ET
Talk to a licensed agent about uber & lyft (rideshare) insurance
Takes about a minute. A licensed agent calls you back during office hours (Mon–Fri 9am–6pm ET).
Uber and Lyft provide insurance while you're actively on a trip — but there are real coverage gaps in between rides, and most personal auto policies exclude rideshare driving entirely. Getting caught in that gap after an accident is one of the most common (and expensive) mistakes rideshare drivers make.
A rideshare endorsement or hybrid policy fills that gap so you’re protected from the moment you go online in the app until you go offline.
- Coverage during app-on, waiting-for-ride-request periods
- Gap coverage between rideshare company policy periods
- Liability & physical damage options
- Works alongside your personal auto policy
🚗 Financing or leasing a new car? Ask about adding gap coverage to your auto policy. It can cover the difference between the car’s value and what you still owe if it’s totaled or stolen.
Learn about gap insurance →Coverage is subject to underwriting and eligibility. Descriptions are general information, not policy language.