Send us your declarations page and an agent will call you back within one hour during business hours to walk you through it.
Free. No obligation. English · Español · Русский
Florida doesn't require most drivers to carry bodily injury liability. Your required PIP pays 80% of your medical bills, up to $10,000. If an uninsured or underinsured driver hits you and your bills go past that, Uninsured Motorist (UM/UIM) coverage is what pays the rest. Many people declined it when they bought their policy and don't know it.
In Florida, hurricane deductibles are often a percentage of your home's insured value, commonly 2%, 5% or 10%, not a flat amount. On a home insured for $300,000, a 5% deductible means you pay the first $15,000 of hurricane damage yourself. We'll show you what yours is and what your options are before the next storm.
Your association's master policy covers the building. In Florida it generally doesn't cover your floors, cabinets, countertops, appliances, wall coverings, or anything you own. And when the association passes a hurricane deductible on to owners, Florida HO-6 policies are only required to include $2,000 of loss assessment coverage.
A customer slips in your shop. Your work truck rear-ends someone. Many small businesses carry a $1,000,000 limit and assume that's enough. If a judgment goes higher, or the claim falls outside what your policy covers, the difference comes out of your business.
Picture a parent earning $60,000 a year, with a $250,000 mortgage and two kids. A work policy equal to one year's salary pays $60,000. How long could your family keep the house on that?
Leave your number. Your name, your phone, and which policy you want checked. It takes 30 seconds.
An agent calls you within one hour during business hours (Mon–Fri, 9 AM–6 PM ET).
You get a clear review: what's protected, what isn't, and what to fix. You don't have to buy anything.
📄 Tip: Have the first page of your policy (the declarations page) handy. A photo on your phone is fine.
Yes. There's no fee, no obligation, and no pressure. We review what you have and tell you what we find.
No. Keep your policy. If we find a gap, we'll show you how to close it. If a change makes sense, we'll explain why, and the decision is yours.
Yes. We help you report it, follow up with the adjuster, and keep you updated until it's settled.
Not at all. Our agents speak Spanish and Russian. Pick your language in the form and an agent who speaks it will call you.
Within one hour during business hours, Monday to Friday, 9 AM–6 PM ET. If you write to us after hours, we call the next business morning.
Then you'll know for sure, and it cost you nothing. That's a good outcome too.
5 minutes on the phone. Free. No obligation.
📞 (305) 859-3953Google reviews from our clients will appear here soon.
