Coverage
Golf Cart Insurance in Florida
Coverage for golf carts driven on courses, in communities, or on the street.
Mon–Fri 9am–6pm ET
Talk to a licensed agent about golf cart insurance
Takes about a minute. A licensed agent calls you back during office hours (Mon–Fri 9am–6pm ET).
Local, licensed and easy to reach📍 Office: M&K Agency Inc. · 33550 S Dixie Hwy, Suite 102, Florida City, FL 33034📞 (305) 859-3953 · Mon–Fri 9am–6pm ET🪪 FL License #L109526
New: our Florida guide, with the rules, the coverage gaps and FAQs. Read the Florida guide: Golf cart & LSV →
Many South Florida communities allow street-legal golf carts on local roads — but most homeowners policies exclude them once they leave your property. A golf cart policy covers liability and physical damage wherever you drive it.
- Liability coverage on and off the golf course
- Physical damage coverage
- Coverage for street-legal & standard carts
- Optional accessory coverage
Coverage is subject to underwriting and eligibility. Descriptions are general information, not policy language.