Coverage
Life Insurance in Florida
A few minutes today. Decades of protection.
Answer a few questions and a licensed agent will explain your options, term or permanent, without pressure and without jargon.
Mon–Fri 9am–6pm ET
Talk to a licensed agent about life insurance
Takes about a minute. A licensed agent calls you back during office hours (Mon–Fri 9am–6pm ET).
New: our Florida guide, with the rules, the coverage gaps and FAQs. Read the Florida guide: Life insurance →
Protect the people who depend on you, with coverage that fits your budget.
Life insurance isn't about you — it's about making sure the people who depend on you are financially protected if something happens to you. We help you compare term and whole life options so your family's future is never left to chance.
We’ll help you find coverage that fits your budget and life stage, whether you need simple term coverage or a permanent policy that builds cash value.
- Term life coverage (10, 20, 30-year options)
- Whole life & permanent coverage options
- Coverage amounts to fit any budget
- No medical exam options available for many applicants
One way to think about how much life insurance you need is your "Human Life Value" — essentially, the financial value you provide to the people who depend on you. It factors in your income, how many working years you have left, and your outstanding debts. It's not a perfect science, but it's a useful starting point. Try the calculator below.
Coverage is subject to underwriting and eligibility. Descriptions are general information, not policy language.
Human Life Value calculator
A simple estimate of how much life insurance coverage might make sense for your situation — not a quote, just a starting point for the conversation.
This is a simplified estimate for educational purposes only, not a formal needs analysis and not a quote. Talk to a licensed agent to find the right coverage for your situation.