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Coverage

Off-Road Vehicle Insurance (ATV/UTV) in Florida

Coverage for ATVs, UTVs, and other off-road vehicles.

Mon–Fri 9am–6pm ET

Talk to a licensed agent about off-road vehicle insurance (atv/utv)

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Local, licensed and easy to reach📍 Office: M&K Agency Inc. · 33550 S Dixie Hwy, Suite 102, Florida City, FL 33034📞 (305) 859-3953 · Mon–Fri 9am–6pm ET🪪 FL License #L1095264.5· 632 reviews on Allstate.com

New: our Florida guide, with the rules, the coverage gaps and FAQs. Read the Florida guide: ATV, UTV & dirt bike →

ATVs and UTVs are usually excluded from homeowners policies, and injuries involving them tend to be serious. A dedicated off-road policy covers physical damage and liability whether you ride for recreation or use the vehicle on a property or work site.

  • Physical damage coverage
  • Liability coverage
  • Accessory & equipment coverage
  • Coverage on and off your property

Coverage is subject to underwriting and eligibility. Descriptions are general information, not policy language.